Flooding in Florida may bring significant personal and financial hardship. Since nearly all Florida homeowner policies exclude losses due to flooding, it’s important to take the time to talk about coverage with your agent and why it may be important to purchase a separate flood policy. With hurricane and the rainy (and thus flood) season just around the corner, now is the time to start thinking about flooding and flood insurance.
In the Florida Home Insurance Market, State Farm is calling for a statewide increase of 27.7% on average. They are naming increased sinkhole claims as the reason for these price hikes. This request is coming as Florida officials are trying to negotiate a deal over how to address the rising cost of sinkholes in preparation for its legislative session which will take place on March 8, 2011.
Florida officials recently held a hearing on a statewide average home insurance rate hike of 39.3 rate increase for First Home Insurance Co., a Florida domiciled insurance company based in Maitland, Florida. This is not a company that we represent currently at the Culbertson Agency. This is a statewide average, however, rates could vary by area.
Did you know that Florida has ranked # 1 in insured losses from staged accidents and questionable claims in the United States since 2007? More than 27% of the nation’s stages accidents reported in the first half of 2009 occurred in Florida. Five of America’s 10 worst cities for losses related to staged accidents and questionable claims are in Florida: Tampa (#2), Orlando (#4), Miami (#5), West Palm Beach (#7) and Hialeah (#10). Central Florida accounts for more than 25% of the questionable claims in the state.
Home Insurance can provide critical resources in the event of a natural disaster. Those living in Florida are particularly familiar with the damage a severe storm can bring. Those living in areas more prone to weather-related damage should familiarize themselves with home insurance companies and their offerings.
The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.
Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?
The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.
When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.
We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.
This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.
Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.
The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.
We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.
The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.