Dishonest contractors pressure unsuspecting homeowners into signing contracts that include these Assignment of Benefits (AOB) clauses. What you want to look for are phrases like, "I transfer and assign any and all insurance rights, benefits and causes of action under my property insurance policy to the contractor" or something along those lines.
Do you run a business out of your home? A lot of people think their homeowners' insurance policies cover their home-based business needs when mayhem happens, but the reality is that most
homeowners' policies don't.
“Spring is nature’s way of saying, let’s party.” I am not quite sure I agree with Robin Williams when he said that. Let’s be honest, the first thing we think of, besides the beauty of nature, is SPRING CLEANING. Yuck! The only two people I could imagine hosting a party in celebration of cleaning are Danny Tanner and Mr. Clean (And they are fictional).
Whether you have just moved to Southwest Florida or if you are a renter who is getting ready to take the home buyer plunge, one thing that is likely in the back of your mind (besides staying in your budget) is finding the right neighborhood for you. This is a huge factor, in some cases, for determining the success of your move and how long you stay in one location. If you are like me, you want to do it as little as possible.
We all have different tastes, lifestyles, and needs so there is no best neighborhood to magically tell you about. The key to finding “your best neighborhood” is to evaluate and jot down what is important to you. Remember, one person’s paradise may be another person’s nightmare.
You are getting ready to purchase a home, and you hear someone mention Homeowners Insurance… Dun, dun, duuuuuuuuuuunnnnnnn! For many first time buyers, shopping for the best insurance coverage can be a downright scary task. Not only are you worried about finding the dream home that meets your budget, but now you have to think about things like premiums, flood zones, and liability coverage for it too.
The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.
Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?
The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.
When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.
We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.
This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.
Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.
The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.
We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.
The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.