Wise Counsel

Insurance for Fort Myers Home-Based Business

Written by Tyler Small
May 02, 2017

Do you run a business out of your home? A lot of people think their homeowners' insurance policies cover their home-based business needs when mayhem happens, but the reality is that most
homeowners' policies don't.

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Top 16 Home Maintenance Tips for Spring

April 15, 2016

“Spring is nature’s way of saying, let’s party.” I am not quite sure I agree with Robin Williams when he said that. Let’s be honest, the first thing we think of, besides the beauty of nature, is SPRING CLEANING. Yuck! The only two people I could imagine hosting a party in celebration of cleaning are Danny Tanner and Mr. Clean (And they are fictional).

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Finding the Right Neighborhood for You

Written by Brian Culbertson
August 21, 2015

Whether you have just moved to Southwest Florida or if you are a renter who is getting ready to take the home buyer plunge, one thing that is likely in the back of your mind (besides staying in your budget) is finding the right neighborhood for you. This is a huge factor, in some cases, for determining the success of your move and how long you stay in one location. If you are like me, you want to do it as little as possible.

We all have different tastes, lifestyles, and needs so there is no best neighborhood to magically tell you about. The key to finding “your best neighborhood” is to evaluate and jot down what is important to you. Remember, one person’s paradise may be another person’s nightmare.

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Shopping For Homeowners Insurance

Written by Brian Culbertson
August 06, 2015

You are getting ready to purchase a home, and you hear someone mention Homeowners Insurance… Dun, dun, duuuuuuuuuuunnnnnnn! For many first time buyers, shopping for the best insurance coverage can be a downright scary task. Not only are you worried about finding the dream home that meets your budget, but now you have to think about things like premiums, flood zones, and liability coverage for it too.

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The Costs of Expanding Your Family

Written by Brian Culbertson
July 30, 2015

Is it really possible that your little bundle of joy will cost you around a quarter of a million dollars even before you send them off to college? If you are thinking of having a child, there are a few things you have to count on being in your future, financially that is. Not to mention the surprises we didn’t count on along the way. Let’s talk about the big things that are definitely going to come our way.

Before we even get to meet our precious baby we have the expected cost of delivery, about $3,200, and also around the same amount to the delivery doctor and prenatal visits if you don’t have insurance. If you are lucky, you will have a perfectly healthy baby and they won’t have to stay in the hospital any longer than you have to. If not, add on a few more thousand to your hospital bill.

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Agency News

City of Palms Classic 2017

Written by Tyler Small
December 08, 2017

The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.

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2017 Back to School Supplies Drive

Written by Brian Culbertson
July 24, 2017

Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?

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Our Naples Insurance Agent was Featured in Five Star Professional and Gulfshore Life

Written by Tyler Small
April 21, 2017

The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.

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Fort Myers FL Insurance Agent Wins America's Funniest Home Videos

Written by Tyler Small
March 17, 2017

When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.

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The Culbertson Agency Gave $1,000 to Hoops on Mission

Written by Tyler Small
March 07, 2017

We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.

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Good Tidings

2017's Top 10 Dangerous Toys

Written by Tyler Small
December 14, 2017

This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.

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Candyman: The Story Behind the Halloween Urban Legend

Written by Tyler Small
October 31, 2017

Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.

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Fort Myers Family Staycation Itinerary for Under $2,500

Written by Tyler Small
March 21, 2017

The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.

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Best Things to do in Naples on a Staycation

Written by Tyler Small
March 09, 2017

We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.

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Best Things to do in Cape Coral on Staycation

Written by Tyler Small
February 24, 2017

The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.

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