Wise Counsel

I've Been in an Auto Accident: Now What?

Written by Brian Culbertson
May 23, 2013

If you've never had an accident, chances are you will someday. Now I know we are all great drivers in Southwest Florida and never expect to be in an accident, but as an insurance agency our mantra has always been hope for the best, but prepare for the worst.

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Standard Versus Non-Standard Auto Insurance

Written by Brian Culbertson
May 07, 2013

Many times I am asked "what is the differences between standard and non standard auto insurance in Florida". The main difference between standard and non-standard auto insurance is the forms they are written on.

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Tips to Reduce Hurricane Claims on your FL Home Insurance

Written by Brian Culbertson
April 18, 2013

It's hurricane season again! Culberton Agency offers some inexpensive tips on how you can prevent damage due to hurricanes and protect against filing claims on your FL Home Insurance. The following steps can help prevent or reduce damage from hurricanes. While some FL homeowners may be able to perform these tasks themselves, we encourage homeowners to consider the potential hazards of heights and using special tools or supplies, and consider hiring a professional to perform these preventive measures.

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Florida PIP Changes 2013

Written by Brian Culbertson
January 11, 2013

Florida is trying to stop the rampant auto insurance fraud that has taken place under the no-fault system. In recent years the amount of auto vehicle accidents has remained relatively the same, yet Florida PIP claims have skyrocketed. Nearly half of all FL auto insurance fraud investigations are in regards to PIP. Starting January 1st, 2013 there are changes in Florida’s PIP (aka no fault insurance).

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10: Insure Your Car on a Family Plan

Written by Brian Culbertson
October 25, 2012

We have saved one of the very best ways to save money on your car insurance for our last eBook tip! Family Plans are one of the most common discounts in the auto insurance world. Almost every insurer has some type of family plan. By adding multiple cars and drivers together on the same policy, you can save money overall.

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Agency News

City of Palms Classic 2017

Written by Tyler Small
December 08, 2017

The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.

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2017 Back to School Supplies Drive

Written by Brian Culbertson
July 24, 2017

Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?

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Our Naples Insurance Agent was Featured in Five Star Professional and Gulfshore Life

Written by Tyler Small
April 21, 2017

The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.

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Fort Myers FL Insurance Agent Wins America's Funniest Home Videos

Written by Tyler Small
March 17, 2017

When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.

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The Culbertson Agency Gave $1,000 to Hoops on Mission

Written by Tyler Small
March 07, 2017

We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.

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Good Tidings

2017's Top 10 Dangerous Toys

Written by Tyler Small
December 14, 2017

This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.

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Candyman: The Story Behind the Halloween Urban Legend

Written by Tyler Small
October 31, 2017

Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.

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Fort Myers Family Staycation Itinerary for Under $2,500

Written by Tyler Small
March 21, 2017

The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.

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Best Things to do in Naples on a Staycation

Written by Tyler Small
March 09, 2017

We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.

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Best Things to do in Cape Coral on Staycation

Written by Tyler Small
February 24, 2017

The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.

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