As if we needed another issue to deal with in the FL Home Insurance market, the state has now issued a new FL Wind Mitigation Inspection form for 2012 (2/1/2012 to be exact). Most admitted carriers will require this new form for all new policies beginning February 1st, and may also start requiring re-inspections on existing policies to utilizing the standards as set forth in the new form. We hope to get more info passed along from FL on this towards the end of January.
Have you ever been in a fire or maybe a theft or vandalism? What was the first thing on your mind? Keeping your family safe. After that, you're probably wondering what to do about your home. It can be really frustrating to have to replace parts of you life that are lost in an event such as a fire or theft... So, how do you protect yourself from them and the damage they cause to your home and family?
Obviously, maintaining a good credit score is all around a good idea and makes life easier when trying to make any major purchases. However, Florida insurance companies are also increasingly using credit information to price Florida insurance policies. Here are a few tips of important things you can do right now to begin improving your credit:
After you’ve taken all of the suggestions for keeping your Fort Myers home insurance premium as low as possible, there may event be MORE discounts available to you! Ensure that you are getting ALL of the credits that you may be eligible for. Here are a few to consider. We may have covered some of these in previous tips, but we’ll include them as a reminder.
In order to make the most of your money when purchasing Florida homeowners insurance, you need to know what the coverage includes and how much you actually need. Here are some policies that are basically industry standards. Each “HO” refers to a different type of policy, broken up by what they cover and what they don’t.
The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.
Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?
The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.
When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.
We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.
This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.
Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.
The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.
We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.
The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.