For more than 30 years, the U.S. Centers for Disease Control and Prevention (CDC) has been collecting and examining causes of death. The CDC says that they collect and study this information for purposes of determining resources regarding healthcare, but we can also take these statistics to help make our lives better. I was surprised to see that the top 2 account for about 47% (that's almost HALF!) of the causes of deaths in the United States.
When respondents in the insurance survey were asked how much a $250,000 term life policy for a healthy 30-year-old would cost each year, the median estimate was $500, over three times the actual cost of $160. Millennials in the study, ages 18 to 36, guessed an even higher amount: 44% pegged the cost at $1,000 or more a year, compared with 29% of older respondents, the insurance study said.
No one wants to pay more for Home Insurance than they have to, especially in a state like Florida where homeowners insurance has a few unique things to consider.
Dishonest contractors pressure unsuspecting homeowners into signing contracts that include these Assignment of Benefits (AOB) clauses. What you want to look for are phrases like, "I transfer and assign any and all insurance rights, benefits and causes of action under my property insurance policy to the contractor" or something along those lines.