No one wants to pay more for Home Insurance than they have to, especially in a state like Florida where homeowners insurance has a few unique things to consider.
Dishonest contractors pressure unsuspecting homeowners into signing contracts that include these Assignment of Benefits (AOB) clauses. What you want to look for are phrases like, "I transfer and assign any and all insurance rights, benefits and causes of action under my property insurance policy to the contractor" or something along those lines.
There will be two Insurance Villages this week, which will include MOST of our carriers. An insurance village, is simply a group of insurance companies, bringing in their mobile response teams in one place a village to answer questions, open claims, etc