Wise Counsel

Insurance for Fort Myers Home-Based Business

Written by Tyler Small
May 02, 2017

Do you run a business out of your home? A lot of people think their homeowners' insurance policies cover their home-based business needs when mayhem happens, but the reality is that most
homeowners' policies don't.

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Top 16 Home Maintenance Tips for Spring

April 15, 2016

“Spring is nature’s way of saying, let’s party.” I am not quite sure I agree with Robin Williams when he said that. Let’s be honest, the first thing we think of, besides the beauty of nature, is SPRING CLEANING. Yuck! The only two people I could imagine hosting a party in celebration of cleaning are Danny Tanner and Mr. Clean (And they are fictional).

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Finding the Right Neighborhood for You

Written by Brian Culbertson
August 21, 2015

Whether you have just moved to Southwest Florida or if you are a renter who is getting ready to take the home buyer plunge, one thing that is likely in the back of your mind (besides staying in your budget) is finding the right neighborhood for you. This is a huge factor, in some cases, for determining the success of your move and how long you stay in one location. If you are like me, you want to do it as little as possible.

We all have different tastes, lifestyles, and needs so there is no best neighborhood to magically tell you about. The key to finding “your best neighborhood” is to evaluate and jot down what is important to you. Remember, one person’s paradise may be another person’s nightmare.

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Shopping For Homeowners Insurance

Written by Brian Culbertson
August 06, 2015

You are getting ready to purchase a home, and you hear someone mention Homeowners Insurance… Dun, dun, duuuuuuuuuuunnnnnnn! For many first time buyers, shopping for the best insurance coverage can be a downright scary task. Not only are you worried about finding the dream home that meets your budget, but now you have to think about things like premiums, flood zones, and liability coverage for it too.

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The Costs of Expanding Your Family

Written by Brian Culbertson
July 30, 2015

Is it really possible that your little bundle of joy will cost you around a quarter of a million dollars even before you send them off to college? If you are thinking of having a child, there are a few things you have to count on being in your future, financially that is. Not to mention the surprises we didn’t count on along the way. Let’s talk about the big things that are definitely going to come our way.

Before we even get to meet our precious baby we have the expected cost of delivery, about $3,200, and also around the same amount to the delivery doctor and prenatal visits if you don’t have insurance. If you are lucky, you will have a perfectly healthy baby and they won’t have to stay in the hospital any longer than you have to. If not, add on a few more thousand to your hospital bill.

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Agency News

2017 Back to School Supplies Drive

Written by Brian Culbertson
July 24, 2017

Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?

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Our Naples Insurance Agent was Featured in Five Star Professional and Gulfshore Life

Written by Tyler Small
April 21, 2017

The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.

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Fort Myers FL Insurance Agent Wins America's Funniest Home Videos

Written by Tyler Small
March 17, 2017

When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.

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The Culbertson Agency Gave $1,000 to Hoops on Mission

Written by Tyler Small
March 07, 2017

We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.

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Back to School Supplies Drive

Written by Brian Culbertson
July 06, 2016

Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?

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Good Tidings

Fort Myers Family Staycation Itinerary for Under $2,500

Written by Tyler Small
March 21, 2017

The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.

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Best Things to do in Naples on a Staycation

Written by Tyler Small
March 09, 2017

We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.

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Best Things to do in Cape Coral on Staycation

Written by Tyler Small
February 24, 2017

The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.

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Best Things to do in Fort Myers on a Staycation

Written by Tyler Small
February 16, 2017

Best things to do in Fort Myers whether you're on vacation or staycation. These are attractions that the city of Fort Myers offers to those who are looking for fun diversions for them, their family, or fun date ideas.

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Expert Roof Scrubber

Written by Brian Culbertson
March 03, 2016

Recently, I visited Belize (neat country by the way) doing some short term mission work with a small team of four guys. One of our projects was to clean a metal roof of an orphanage that had thick black mold growing on it, causing the home to retain heat and not reflect the sun as it should. Keep working. Keep figuring it out. Keep making movement. Develop strategies and new techniques. Don’t give up when you’re tired, and things don’t seem to be going as you’d expect. Before you know it you’ll start to figure it out, and eventually you might just be an expert roof scrubber, or whatever it is you’ve set your mind to achieving.

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