Wise Counsel

What Factors Affect Your Life Insurance Premiums

Written by Tyler Small
October 26, 2017

What affects your life insurance premiums? These factors all contribute to how much of a risk you are to insurance companies and therefore, how high your premium may be.

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Irma Insurance Villages (Lee & Collier)

Written by Brian Culbertson
September 19, 2017

There will be two Insurance Villages this week, which will include MOST of our carriers. An insurance village, is simply a group of insurance companies, bringing in their mobile response teams in one place a village to answer questions, open claims, etc

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Be Careful of This Clause If You Have to File a Homeowners Insurance Claim

Written by Tyler Small
September 19, 2017

Dishonest contractors pressure unsuspecting homeowners into signing contracts that include these Assignment of Benefits (AOB) clauses. What you want to look for are phrases like, "I transfer and assign any and all insurance rights, benefits and causes of action under my property insurance policy to the contractor" or something along those lines.

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Insurance for Fort Myers Home-Based Business

Written by Tyler Small
May 02, 2017

Do you run a business out of your home? A lot of people think their homeowners' insurance policies cover their home-based business needs when mayhem happens, but the reality is that most
homeowners' policies don't.

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Top 16 Home Maintenance Tips for Spring

April 15, 2016

“Spring is nature’s way of saying, let’s party.” I am not quite sure I agree with Robin Williams when he said that. Let’s be honest, the first thing we think of, besides the beauty of nature, is SPRING CLEANING. Yuck! The only two people I could imagine hosting a party in celebration of cleaning are Danny Tanner and Mr. Clean (And they are fictional).

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Agency News

City of Palms Classic 2017

Written by Tyler Small
December 08, 2017

The Culbertson Agency of Fort Myers is a sponsor for the City of Palms Classic basketball tournament happening at the Florida SouthWestern State College's Suncoast Credit Union arena from December 18th to the 23rd.

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2017 Back to School Supplies Drive

Written by Brian Culbertson
July 24, 2017

Refuge Church (Located at 1901 Brantley Road in Forty Myers, FL behind the Eager Beaver Car Wash) is collecting school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks?

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Our Naples Insurance Agent was Featured in Five Star Professional and Gulfshore Life

Written by Tyler Small
April 21, 2017

The Culbertson Agency prides itself in is that we consistently make the top lists in our industry and recently, one of our Naples insurance agents was featured in Five Star Professionals portion of the Gulfshore Magazine.

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Fort Myers FL Insurance Agent Wins America's Funniest Home Videos

Written by Tyler Small
March 17, 2017

When food was mysteriously disappearing in the Culbertson family's kitchen, they decided to catch their dog Yogi in the act. After being encouraged to upload the video to America's Funniest Home Videos, Brian Culbertson thought it would never win.

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The Culbertson Agency Gave $1,000 to Hoops on Mission

Written by Tyler Small
March 07, 2017

We're giving $1,000 to the Hoops on Mission through a grant from a foundation as a part of the Hands in the Community Program.

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Good Tidings

2017's Top 10 Dangerous Toys

Written by Tyler Small
December 14, 2017

This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.

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Candyman: The Story Behind the Halloween Urban Legend

Written by Tyler Small
October 31, 2017

Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.

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Fort Myers Family Staycation Itinerary for Under $2,500

Written by Tyler Small
March 21, 2017

The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.

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Best Things to do in Naples on a Staycation

Written by Tyler Small
March 09, 2017

We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.

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Best Things to do in Cape Coral on Staycation

Written by Tyler Small
February 24, 2017

The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.

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