Brian Culbertson

Agency Principal

We’re able to save money for
over 90% of our new customers

What would you like a quote on?

Home Insurance
Auto Insurance
Life Insurance
Flood Insurance
Boat Insurance
Motorcycle Insurance
RV Insurance
Umbrella Protection

Customer Reviews

Peter LaFleche
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Becky very efficient and pleasant. Set me up with wind mitigation which was very beneficial. Highly recommend her
Steven Hagan
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It was a smooth transition, moving our flood insurance from another agency to the Culbertson agency. It's very convenient to have all of our insurance policies (auto, homeowners, umbrella and flood) with one competent agency!
Andrew Bennett
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Purchased my first home a little over a year ago and was referred to a very overpriced insurance company so, I decided to go with Culbertson and have not looked back.
Bethel Nagy
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I appreciate the assistance & good communication I received from KC and the other Allstate staff in the Naples office as I sought to find better, more affordable insurance coverage on my home. The referral they gave me for a wind mitigation inspection, etc. was also excellent!
Martin Gerlinger
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Very efficient. Super friendly and respectful. Very high competence and competitive rates!
Heidi Jacobs
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We have all 3 homes insured with Culbertson. Matt Pendleton is extremely courteous and helpful. He is always quick to respond. We are very pleased with our choice!
Susan Shaud
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Agent Becky was amazing- she found a Homeowners Policy for $800 less per year than I am currently paying!! I switched! 🙂 Swift and efficient 🙂 Thank you!!


Wise Counsel

Insurance news and advice

Good Tidings

Local Vibes and Culture

New Years Resolution (Appetizer)

Hi, I’m Brian Culbertson, a 40-year old, middle-aged, dad of three girls who was recently diagnosed with high cholesterol and a body weight of slightly above the “ideal,” whatever that means.

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Candyman: The Story Behind the Halloween Urban Legend

Timothy and his sister Elizabeth anxiously waited for their dad to get home from work. It was October 31st—Halloween—and they were so excited to go Trick-or-Treating. As soon as they heard the doorknob turn, they rushed him at the door as he walked through, still clad in white optician’s coat.

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Agency News

What's new with us?

5 Years Strong: Culbertson Agency Anniversary

On September 1, 2010 the 4 original crew of the Culbertson Agency opened the doors with ZERO policies AND no customers. That’s right… Nada – zip – zilch. 5 years later, Brian, Karen, Kristen, and David are still with the agency, and it has grown like wildfire.

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Fort Myers Insurance Entrepreneur Takes Top Honors

Fort Myers, FL (February 24th, 2016) — Agency owners will tell you, they take their jobs seriously. They serve as advisors to the customers in their communities, helping to ensure they have the insurance coverage they need to protect them from the unthinkable. Now, one Fort Myers agency owner is being recognized for outstanding service and business results.

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2017 Back to School Supplies Drive

Culbertson Agency & Refuge.Church are collecting back packs & school supplies for locally underprivileged students. Will you help us fill 150 or more backpacks? Drop off your supplies or monetary donations to one of the following locations:

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