Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed some of your fencing.
Is this damage covered by your homeowner's insurance policy? The short answer is, yes. Let’s see what is and what isn’t covered by your homeowner’s insurance policy.
The best thing that you can do to protect your vehicle is to prevent the damage in the first place. If the bug acid has already done some damage, you will HAVE to paint; there’s simply no way around it. Don’t waste your money on paint repair kits. They will help, but they will not give perfect results. As a matter of fact, paint repair kits—like touch-up paints—won’t come anywhere close to looking good. It’s better to protect your paint than repair it.
For more than 30 years, the U.S. Centers for Disease Control and Prevention (CDC) has been collecting and examining causes of death. The CDC says that they collect and study this information for purposes of determining resources regarding healthcare, but we can also take these statistics to help make our lives better. I was surprised to see that the top 2 account for about 47% (that's almost HALF!) of the causes of deaths in the United States.
When respondents in the insurance survey were asked how much a $250,000 term life policy for a healthy 30-year-old would cost each year, the median estimate was $500, over three times the actual cost of $160. Millennials in the study, ages 18 to 36, guessed an even higher amount: 44% pegged the cost at $1,000 or more a year, compared with 29% of older respondents, the insurance study said.
No one wants to pay more for Home Insurance than they have to, especially in a state like Florida where homeowners insurance has a few unique things to consider.
For the past nine years, Gulfshore Business magazine has acknowledged 40 individuals under 40 years old who have distinguished themselves in their professions, and within the Southwest Florida community. A local Ft Myers Insurance agent at the Culbertson Agency, Brian Culbertson, recently won the coveted 2011 “40 Under 40” Award.
One year ago, a young entrepreneur opened an Allstate Insurance franchise without a single customer and no policies or accounts. Yet he had one golden rule in mind:
Treat others the way you’d like to be treated. This became the foundation of his business along with the intention of providing a high level of service to his customers. One year later, Brian Culbertson and his staff of dedicated Fort Myers insurance agents, are enjoying the fruits of their labor as they celebrate their one year anniversary.
Brian Culbertson, an insurance agent based in Fort Myers, recently debuted a new eBook entitled “9 Ways to Save Money on Your Home Insurance”. The eBook provides useful tips and information about opportunities to save money on homeowners insurance premiums, as well as discounts that may be available to Florida homeowners.
Congratulations to the Culbertson Agency team of Fort Myers, FL for winning the Florida territory, 2010 rookie agency of year.
Kristen Cain of Estero, FL has recently joined the Culbertson Agency of Fort Myers as an Account Manager. Kristen has a bacherlors degree from Indiana University and is a Florida 440 licensed customer service insurance representative.
This is one of those things that crops up every year around Christmas because it's the time of year when toy-buying is highest. I can remember being a kid playing on the living room floor with a jump rope and I remember wrapping it around my neck to play like I was wearing it as a kind of necklace when my mom suddenly urged me to take it off because I could strangle myself. This was in the eighties just before the time of the Cabbage Patch Kid doll that would eat little-girls' hair.
Are your kids at risk to receive razor blades in their apples on Halloween? How one man perpetuated an urban legend that continues to this day and how it relates to insurance.
The Culbertson Insurance Agency of Fort Myers likes to give back to the community by raising awareness of the wonderful place that we live in and the many recreational and vacation amenities that we take for granted here. We've put together a sample one-week vacation that you can have for a couple up to a family of 5 for less than $2,500.
We've got beaches, golf courses, and resort hotels! Given the large number of retirees and snowbirds that call Southwest Florida their home for half the year, a staycation in the Naples area makes a lot of sense. Naples is a great option for having a staycation given the myriad of things to see, eat, and do in the area.
The Culbertson Agency has put together a list of the best things to do in Cape Coral on a staycation. Whether it's boating, fishing, kayaking, or camping, Cape Coral has many opportunities for fun and recreation.