Articles

As a homeowner, you most likely already have homeowners insurance. Luckily, for the past few years, you haven’t had to make any claims.

That is until a hurricane or powerful summer storm affects your property.

If you were born between 1978 and 1998, you’re a Millennial according to the media (no matter how much you HATE being called one). You’re probably in a stage of life where you’re settling down, buying a house, having some kids, and working to further your career.

Many homeowners choose a broad-range policy, often called an HO-3, because of the policy protects against a wide array of perils, unless it details specific exclusions. Some natural disasters like lightning strikes, windstorms and hail are usually covered by homeowners insurance, but earthquake and flood damage are often excluded,

In order to prevent this kind of damage, you must be mindful of your water heater’s condition. Here’s some important things to look for when protecting your SWFL home:

Many homeowners are choosing to install home security cameras to help prevent break-ins and provide their families with greater peace of mind and reassurance. But can installing security cameras inside or outside of your home help to lower the cost of your homeowners insurance?

For more than 30 years, the U.S. Centers for Disease Control and Prevention (CDC) has been collecting and examining causes of death.

The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.