Best Cape Coral Insurance from Top-Rated Companies
Why Choose Us?
We're able to save money for over 90% of our new customers…
Insurance can be confusing and overwhelming. When you’re looking for the best coverage that meets your specific needs, it can feel like a daunting task.
When it comes to your Cape Coral insurance needs, the Culbertson Agency stands as your reliable and dedicated partner.
We provide a range of comprehensive and customizable insurance policies, ensuring top-quality service that suits your budget.
With decades of experience in Florida insurance, we will help you find the coverage that gives you peace of mind – at an affordable cost that fits into your budget.
What People Say About Us…
Frequently Asked Questions about Cape Coral Insurance
What types of insurance do you offer?
As a Cape Coral Insurance Agency, we offer a range of insurance options to cater to your specific needs. These include homeowners, auto, life, boat, ATV, and motorhome insurance.
How can I get a quote for homeowners insurance?
You can obtain a personalized quote for homeowners insurance by visiting our website and filling out the online form. Alternatively, you can call our office to speak with an agent.
How much does homeowners insurance cost in Cape Coral, FL?
The cost of homeowners insurance varies based on several factors, including the value of your home, its location, and the level of coverage you need. On average, homeowners insurance for a $150,000 house in Cape Coral is around $3,095 per year.
What does homeowners insurance cover?
Homeowners insurance typically covers damage to both the interior and exterior of your house from events like fire, hurricanes, vandalism, and theft. It can also provide liability coverage for injuries that occur on your property.
Do I need landlord insurance if I'm renting out my property?
Yes, if you are planning on renting out your property, it’s recommended to have landlord insurance. This type of insurance can protect you from financial losses related to rental properties.
Can I bundle different types of Cape Coral insurance together?
Absolutely! Bundling different types of insurance can often lead to discounts. Speak with one of our agents to discuss your options.
How can I make a claim?
If you need to make a claim, you can do so by calling the claims department for your carrier directly.
What is the process after I file a claim?
Once you file a claim, you will be assigned a claims adjuster to your case. They will review the details of the claim, assess the damage, and determine the amount of compensation.