Wise Owl Blog

Does My Auto Insurance Cover LoveBug Damage?

Posted by Brian Culbertson on Apr 29, 2019 1:57:14 PM

Does this seem to be the worst lovebug season ever in SWFL?  I live in a more rural area of SWFL (Alva), and it literally sounds like it’s raining love bugs on my windshield as I drive to work each day. 

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3 Amazing Smart Doorbell Cameras to Protect your Home

Posted by Brian Culbertson on Mar 13, 2019 9:14:00 AM

While an ordinary doorbell can certainly alert you when someone’s ringing, it does little to protect your home from possible intruders and theft.

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3 Affordable Outdoor Home Security Cameras

Posted by Brian Culbertson on Mar 6, 2019 9:00:00 AM

When it comes to home security, you can’t ever be too prepared.

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Irma Insurance Villages (Lee & Collier)

Posted by Brian Culbertson on Feb 25, 2019 5:16:00 PM

There will be two "Insurance Villages" this week, which will include MOST of our carriers. An insurance village, is simply a group of insurance companies, bringing in their mobile response teams in one place (a village) to answer questions, open claims, etc… This is NOT a mandatory thing, but if you prefer seeing someone face-to-face, this is a good place to start.

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Will Installing Security Cameras Help to Lower My Home Insurance Cost?

Posted by Brian Culbertson on Feb 19, 2019 9:15:00 AM

Many homeowners are choosing to install home security cameras to help prevent break-ins and provide their families with greater peace of mind and reassurance. But can installing security cameras inside or outside of your home help to lower the cost of your homeowners insurance?

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Are Natural Disasters Covered by Homeowners Insurance?

Posted by Brian Culbertson on Feb 1, 2019 9:25:00 AM

Living in Florida, we need to be prepared for turbulent weather. That’s why most residents invest in hurricane windows and shutters, hide their cars away behind storm doors and take out additional insurance riders to protect their home or business.

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Thin Blooded Floridians; Truth or Trick?

Posted by Brian Culbertson on Jan 31, 2019 5:22:00 PM

This past week I heard a lot of complaining about how cold it was in Southwest Florida.  Of course our temps were nothing compared our northern neighbors who saw recording breaking lows, some nearly 100 degrees colder than SWFL.  

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10 Things your Homeowners Insurance Probably Doesn’t Cover

Posted by Brian Culbertson on Jan 30, 2019 5:22:00 PM

Your homeowners insurance likely covers a lot, but like any policy, there are still some exceptions.

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How to Prevent Water Damage from a Leaking Water Heater

Posted by Brian Culbertson on Jan 29, 2019 5:21:00 PM

Imagine the damage your water heater can cause to your home if it were to suddenly burst. A pressurized, unlimited amount of water can flood your basement or other areas, ruining carpeting, drywall, furniture and more.

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Is My Fence Damage Covered by Homeowners Insurance in Southwest Florida?

Posted by Brian Culbertson on Jan 28, 2019 5:21:00 PM


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