Wise Owl Blog

3 Affordable Outdoor Home Security Cameras

Posted by Brian Culbertson on Mar 6, 2019 9:00:00 AM

When it comes to home security, you can’t ever be too prepared.

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Irma Insurance Villages (Lee & Collier)

Posted by Brian Culbertson on Feb 25, 2019 5:16:00 PM

There will be two "Insurance Villages" this week, which will include MOST of our carriers. An insurance village, is simply a group of insurance companies, bringing in their mobile response teams in one place (a village) to answer questions, open claims, etc… This is NOT a mandatory thing, but if you prefer seeing someone face-to-face, this is a good place to start.

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Will Installing Security Cameras Help to Lower My Home Insurance Cost?

Posted by Brian Culbertson on Feb 19, 2019 9:15:00 AM

Many homeowners are choosing to install home security cameras to help prevent break-ins and provide their families with greater peace of mind and reassurance. But can installing security cameras inside or outside of your home help to lower the cost of your homeowners insurance?

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Are Natural Disasters Covered by Homeowners Insurance?

Posted by Brian Culbertson on Feb 1, 2019 9:25:00 AM

Living in Florida, we need to be prepared for turbulent weather. That’s why most residents invest in hurricane windows and shutters, hide their cars away behind storm doors and take out additional insurance riders to protect their home or business.

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Thin Blooded Floridians; Truth or Trick?

Posted by Brian Culbertson on Jan 31, 2019 5:22:00 PM

This past week I heard a lot of complaining about how cold it was in Southwest Florida.  Of course our temps were nothing compared our northern neighbors who saw recording breaking lows, some nearly 100 degrees colder than SWFL.  

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10 Things your Homeowners Insurance Probably Doesn’t Cover

Posted by Brian Culbertson on Jan 30, 2019 5:22:00 PM

Your homeowners insurance likely covers a lot, but like any policy, there are still some exceptions.

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How to Prevent Water Damage from a Leaking Water Heater

Posted by Brian Culbertson on Jan 29, 2019 5:21:00 PM

Imagine the damage your water heater can cause to your home if it were to suddenly burst. A pressurized, unlimited amount of water can flood your basement or other areas, ruining carpeting, drywall, furniture and more.

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Is My Fence Damage Covered by Homeowners Insurance in Southwest Florida?

Posted by Brian Culbertson on Jan 28, 2019 5:21:00 PM


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Is My Detached Garage Covered by Homeowners Insurance in Southwest Florida?

Posted by Brian Culbertson on Jan 28, 2019 5:20:00 PM

As a Southwest Florida resident, you’ve probably gone through extensive measures to protect your home against hurricanes and other powerful weather events. From sturdy hurricane shutters to darn near impenetrable doors–wind or rain is no match for your home’s forcefield.

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Why Millennials Can't Afford to Miss Out on Life Insurance

Posted by Brian Culbertson on Jan 27, 2019 5:19:00 PM

Source: USA Today

"When respondents in the insurance survey were asked how much a $250,000 term life policy for a healthy 30-year-old would cost each year, the median estimate was $500, over three times the actual cost of $160. Millennials in the study, ages 18 to 36, guessed an even higher amount: 44% pegged the cost at $1,000 or more a year, compared with 29% of older respondents, the insurance study said."

If you were born between 1978 and 1998, you're a Millennial according to the media (no matter how much you HATE being called one). You're probably in a stage of life where you're settling down, buying a house, having some kids, and working to further your career. You're probably well on your way in all of those plans even. But have you considered Life Insurance? A lot of Millennials think that they can't get it for a number of reasons.
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