Wise Owl Blog

Is My Fence Damage Covered by Homeowners Insurance in Southwest Florida?

Posted by Brian Culbertson on Jan 28, 2019 5:21:00 PM

 

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Is My Detached Garage Covered by Homeowners Insurance in Southwest Florida?

Posted by Brian Culbertson on Jan 28, 2019 5:20:00 PM

As a Southwest Florida resident, you’ve probably gone through extensive measures to protect your home against hurricanes and other powerful weather events. From sturdy hurricane shutters to darn near impenetrable doors–wind or rain is no match for your home’s forcefield.

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Why Millennials Can't Afford to Miss Out on Life Insurance

Posted by Brian Culbertson on Jan 27, 2019 5:19:00 PM

Source: USA Today

"When respondents in the insurance survey were asked how much a $250,000 term life policy for a healthy 30-year-old would cost each year, the median estimate was $500, over three times the actual cost of $160. Millennials in the study, ages 18 to 36, guessed an even higher amount: 44% pegged the cost at $1,000 or more a year, compared with 29% of older respondents, the insurance study said."

If you were born between 1978 and 1998, you're a Millennial according to the media (no matter how much you HATE being called one). You're probably in a stage of life where you're settling down, buying a house, having some kids, and working to further your career. You're probably well on your way in all of those plans even. But have you considered Life Insurance? A lot of Millennials think that they can't get it for a number of reasons.
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The Top 7 Things That Affect Your Home Insurance Premium

Posted by Brian Culbertson on Jan 26, 2019 5:17:00 PM

No one wants to pay more for Home Insurance than they have to, especially in a state like Florida where homeowners insurance has a few unique things to consider.

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New Years Resolution (Appetizer)

Posted by Brian Culbertson on Jan 24, 2019 5:16:00 PM

Start Your New Year Now

Hi, I’m Brian Culbertson, a 40-year old, middle-aged, dad of three girls who was recently diagnosed with high cholesterol and a body weight of slightly above the “ideal,” whatever that means. Frankly, I’m lucky to have a decent metabolism because my eating habits the last few years have been lacking, and while I haven’t exactly been a couch potato, I haven’t exactly been a treadmill tomato either.

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Best Movie Theaters in Fort Myers & Naples (Part 1)

Posted by Brian Culbertson on Jan 23, 2019 5:15:00 PM

If you’re like me, you like great movies, but you also want to see it in a great movie theater where the picture, sound, and theater create a perfect opportunity for the movie to suck you in and get lost in it’s story, characters, and world. As I’m writing this, we’re all anticipating Star Wars: The Force Awakens to take us back a long, long time ago to that galaxy far, far away, so I’ve decided to assemble a list of my favorite movie theaters here in Fort Myers and Naples.

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Best Movie Theaters in Fort Myers & Naples (Part 2)

Posted by Brian Culbertson on Jan 22, 2019 5:14:00 PM

3. Prado Stadium 12

This is touted as being the vacation-go-er’s movie theater and an upscale movie going experience. Located in Bonita, it’s near enough to Naples to warrant being upscale to attract the generally upper-scale locals and that’s a good thing if you live in Fort Myers and don’t mind a bit of a drive. The building the theater is in is one of the better-looking in the area, since it has a bit of a Mediterranean flair to it including an outdoor fire and a water fountain where you can sit and enjoy a little time before or after your movie.

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Expert Roof Scrubber

Posted by Brian Culbertson on Jan 21, 2019 5:14:00 PM

Recently, I visited Belize (neat country by the way) doing some short term mission work with a small team of four guys. One of our projects was to clean a metal roof of an orphanage that had thick, black mold growing on it, causing the home to retain heat and not reflect the sun as it should.

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Best Things to do in Fort Myers on a Staycation

Posted by Tyler Small on Jan 21, 2019 5:13:00 PM

By now, you’ve probably heard of the term “staycation”--the idea that you take a vacation in the place that you live rather than travelling somewhere on your vacation. Since we live in southwest Florida, we’re blessed with opportunities for staycations that someone living elsewhere (Wyoming, for example) wouldn’t be able to experience. As I like to say, there’s a reason why everybody vacations in Florida. Think about it for a second: we live where other people vacation. How cool is that?

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Best Things to do in Cape Coral on Staycation

Posted by Tyler Small on Jan 20, 2019 5:12:00 PM

When you think of the word “staycation”, you may not be thinking about the city of Cape Coral. It’s a large primarily residential community atop a labyrinth of canals (the largest and most complex canal system in the world, by the way), but since it’s right on the other side of the Caloosahatchee River, it shares many of the perks and amenities that the city of Fort Myers enjoys. You may notice that many of the things you can do on a staycation in Cape Coral overlap from what you can do on a staycation in Fort Myers.

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