Fort Myers Insurance Team

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Fort Myers is a large city in Southwest Florida, positioned directly on the Gulf coast. It’s a popular historical destination and a great place to hang your beach towel on vacation. With a population of roughly 80,000 people, Fort Myers is rapidly growing. The city is home to attractions like the IMAG History & Science Center, Manatee Park, and the Six Mile Cypress Slough Preserve. Like most of Florida, the average high is around 84 degrees and the low around 62 degrees.

If you live in Fort Myers, you know the city has a lot to offer from shopping to dining and more. However, driving a car, boating, and even just being a homeowner in Fort Myers poses risk. It’s crucial to have comprehensive insurance coverage for your automobile, home, ATV, golf cart, boat, and other assets that need to be protected.

Meet Our Fort Myers Insurance Team


Corporate Office

Naples Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Naples Office

Naples Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Fort Myers Office

Naples Office

Naples Office

Fort Myers Office

Fort Myers Office

Corporate Office

Naples Office

Fort Myers Office

What Insurance Products Do You Need?

The Culbertson Agency offers a variety of different insurance products, including:

  • Auto insurance
  • Home insurance
  • Flood insurance
  • Life insurance
  • Motorcycle insurance
  • Boat insurance
  • ATV & golf cart insurance
  • Umbrella insurance

We offer discounts for multiple policies, so the more our customers insure, the more they save!

What Does a Fort Myers Insurance Agency Do?

Insurance agencies serve customers in several ways, such as:

  • Reviewing the insurance needs of the customer and directing them to products that may be a good fit
  • Determining what policy premiums will be
  • Underwriting different types of insurance policies
  • Providing customers with information about their insurance coverage
  • Handling payments
  • Modifying insurance policies when necessary
  • Providing businesses with actionable loss prevention strategies
  • Paying claims when covered

What to Look for In a Fort Myers Insurance Agency

Before you decide on an insurance agency in Southwest Florida, it’s critical to think about a few things, including:

  • How many years the agency has been in operation
  • Whether they sell insurance products locally or nationwide
  • What types of insurance products you have access to
  • The agency’s values, vision, and mission
  • How involved the agency is with the local community
  • Whether the agency has strong leadership
  • Public reviews about the agency

You should work with an insurance agency that has been operating at least a few years or more, and one that provides you with most, if not all the insurance products you need so you’re not dealing with multiple agencies. Ideally, the agency will have good reviews, but you’re not likely going to find an agency that genuinely has a perfect review record. Authentic reviews are usually mixed. Choose an agency that has reviews that lean positive and steer clear of overly enthusiastic reviews – they may be fake.

Why Choose the Culbertson Agency

The Culbertson Agency is proud to be a top insurance provider in Southwest Florida. However, Fort Myers residents are often overwhelmed by choices because there are so many different options for insurance coverage. Why should you select the Culbertson Agency for your auto, home, and other insurance needs?

Personalized Service

The Culbertson Agency offers personalized service that is custom-tailored to the individual needs of each of our customers. We enjoy getting to know our customers and they enjoy getting to know us! We strive to give our customers the most insurance coverage for the least amount of money.

Affordable, Flexible Payments

Our goal is to help everyone get the insurance they need to protect what is valuable to them. We work with you to make your payments affordable for you and to set a due date that works with your pay periods.

Access to a Licensed Insurance Professional

All our customers have 24-hour, 7-days a week access to a licensed insurance professional who can answer questions you may have about insurance coverage, accidents, costs, and more.

Easy Online Account Management

Manage your account through our online portal easily and securely.

Reach Out to the Culbertson Agency Today

Contact us now for information about buying an insurance policy in Fort Myers at (239) 210-7710 (Naples) or (239)-210-7700 (Fort Myers). We also serve other areas in Southwest Florida, including Naples, Cape Coral, and Marco Island areas.

What Our Clients Are Saying


I ALWAYS get great customer service from the Culbertson Agency! everyone is knowledgeable and helpful! it seems customer service isn't a priority anymore with a lot of business but you guys are the exception.

Heidi

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