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Category: Wise Counsel

Best Fort Myers Home Insurance Rates & Companies

The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.

What Factors Affect Your Life Insurance Premiums

The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.

Should I Sign an Assignment of Benefits to a Contractor?

That’s all you want after you’ve experienced loss or damage to your home.

Contractors also know this and some will take advantage of you during this difficult time by inflating your repair costs and having you sign a contract that includes something called an Assignment of Benefits (AOB) Clause.

Does Florida Homeowners Insurance cover Detached Garage?

That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?