The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.
The short answer is that Cape Coral homeowners insurance costs about $986 to $1,339 per year on average and is generally lower than the state average of about $1,648 to $3,575 per year. Larger, expensive houses on the coast in places like Naples and Miami explain why the state average is higher than the average for Cape Coral, FL.
Many homeowners choose a broad-range policy, often called an HO-3, because of the policy protects against a wide array of perils, unless it details specific exclusions. Some natural disasters like lightning strikes, windstorms and hail are usually covered by homeowners insurance, but earthquake and flood damage are often excluded,
In order to prevent this kind of damage, you must be mindful of your water heater’s condition. Here’s some important things to look for when protecting your SWFL home:
Many homeowners are choosing to install home security cameras to help prevent break-ins and provide their families with greater peace of mind and reassurance. But can installing security cameras inside or outside of your home help to lower the cost of your homeowners insurance?
For more than 30 years, the U.S. Centers for Disease Control and Prevention (CDC) has been collecting and examining causes of death.
The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.
That’s all you want after you’ve experienced loss or damage to your home.
Contractors also know this and some will take advantage of you during this difficult time by inflating your repair costs and having you sign a contract that includes something called an Assignment of Benefits (AOB) Clause.
Burglars stole every large electronic device you have, your fine art and jewelry, even some antique furniture. What to do? Are these stolen or damaged items covered by your homeowner’s insurance policy?
That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?
