That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?
It’s lovebug season in southwest Florida. Does your auto insurance cover damage caused by these pesky nuisances?
Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed some of your fencing. Is this damage covered by your homeowners insurance policy?
How will Florida’s new law about texting and driving affect you? We’ve answered several questions about how this might change the way you drive.
Boy, did that last storm hit you hard! You’re not sure where, but somehow water from the storm’s wild wind and rain got into your living room. Now your carpet is flooded and you have a huge mess on your hands.
It’s love bug season again…
Our windshields and grilles will soon be covered with the splattered remains of those little black-and-orange insects. Sometimes, there’s so many of them that it looks like you’re driving through black smoke or it sounds like it’s raining on your car.
There will be two “Insurance Villages” this week, which will include MOST of our carriers. An insurance village, is simply a group of insurance companies, bringing in their mobile response teams in one place (a village) to answer questions, open claims, etc…
As a homeowner, you most likely already have homeowners insurance. Luckily, for the past few years, you haven’t had to make any claims.
That is until a hurricane or powerful summer storm affects your property.
If you were born between 1978 and 1998, you’re a Millennial according to the media (no matter how much you HATE being called one). You’re probably in a stage of life where you’re settling down, buying a house, having some kids, and working to further your career.
Many homeowners choose a broad-range policy, often called an HO-3, because of the policy protects against a wide array of perils, unless it details specific exclusions. Some natural disasters like lightning strikes, windstorms and hail are usually covered by homeowners insurance, but earthquake and flood damage are often excluded,
