The short answer is that Fort Myers homeowners insurance costs about $982 to $ 1,333 per year on average and is generally lower than the state of Florida average which is about $1,648 to $3,575 per year. The reason why the state average is higher than the average for Fort Myers, FL is that cities like Naples and Miami tend to have larger, more expensive houses on the coast.
The short answer is that Cape Coral homeowners insurance costs about $986 to $1,339 per year on average and is generally lower than the state average of about $1,648 to $3,575 per year. Larger, expensive houses on the coast in places like Naples and Miami explain why the state average is higher than the average for Cape Coral, FL.
The short answer to that is “it depends” and the long answer is that it depends on a number of factors about yourself in addition to what type of policy you’d like to get. For example, the premiums for a 10-year term will usually be lower than a 30-year with all the other variables being the same.
That’s all you want after you’ve experienced loss or damage to your home.
Contractors also know this and some will take advantage of you during this difficult time by inflating your repair costs and having you sign a contract that includes something called an Assignment of Benefits (AOB) Clause.
Burglars stole every large electronic device you have, your fine art and jewelry, even some antique furniture. What to do? Are these stolen or damaged items covered by your homeowner’s insurance policy?
That’s your big Royal Palm Tree on your detached garage. Or we should say, what used to be your garage. Its roof is half crumbled and your car— which you thought would be safe inside. Is this damage covered by your homeowners insurance policy?
It’s lovebug season in southwest Florida. Does your auto insurance cover damage caused by these pesky nuisances?
Although you’ve been mindful to check that your windows are able to withstand bad weather, a storm hit and destroyed some of your fencing. Is this damage covered by your homeowners insurance policy?
How will Florida’s new law about texting and driving affect you? We’ve answered several questions about how this might change the way you drive.
Boy, did that last storm hit you hard! You’re not sure where, but somehow water from the storm’s wild wind and rain got into your living room. Now your carpet is flooded and you have a huge mess on your hands.
