Our offices will be closed on April 15 in observance of Good Friday. We will resume regular business hours Monday April 18.
Imagine the damage your water heater can cause to your home if it were to suddenly burst. A pressurized, unlimited amount of water can flood your basement or other areas, ruining carpeting, drywall, furniture and more.
These damages are both costly and troublesome, plus, moisture can cause future problems if mold growth follows.
In order to prevent this kind of damage, you must be mindful of your water heater’s condition. Here are some important things to look for when protecting your SWFL home:
Oftentimes homeowners are taken by surprise when their water heater goes, having no warning at all before their home is flooded! Fortunately, there are a few things you can do to prepare for this costly, destructive event.
While most home insurance policies do not protect you from forms of flooding from natural disasters (requiring a completely separate flood insurance plan), the right homeowners insurance may cover burst pipes and water heater leaks.
However, there are exceptions. If your insurance company determines the damage was due to negligence (i.e. your water heater was really old and needed to be replaced), your provider may not cover you.
If your well-standing water heater had problems as the result of an accident or unpredictable event, certain plans will cover the cleanup and removal of the water, replacement of structural walls or damaged parts of your home as well as replacement of damaged furnishings.
The plan will likely not cover the repair of the water heater unit itself, though, or to replace it.
Do you have questions about your current coverage? Seeking a new policy? Get a free homeowners insurance quote from us, today.
Our team at Culbertson Agency can help you ensure your valuables are safe in the event of water heater leak or other water damage.